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How to Apply for Bajaj Finserv EMI Network Card?


You can get a Bajaj Finserv EMI Network Card either online or offline by following just a few simple steps. You can apply for the card online via the customer portal- Experia. Alternatively, any eligible person can apply for it offline and avail No Cost EMI facility through it by opting for in-store financing at any of Bajaj Finserv partner store.

What is Bajaj Finserv EMI Network Card?

The Bajaj Finserv EMI Network Card is a unique product that helps you to convert your purchases into easy EMIs with just a simple swipe. It acts as a pre-approved loan in your wallet and can be used to buy your favourite electronics, appliances, furniture, gym membership, clothes, flight and hotel bookings, etc.

How to Apply for Bajaj Finserv EMI Network Card Online?

If you are already a customer and are eligible for an EMI Network Card, i.e. aged between 21 to 60 and have a regular income, you can apply for Bajaj Finserv EMI Network Card online by simply logging-in on the customer portal on the website, view all the loan related details and apply for the EMI Network Card.

How to Apply Bajaj Finserv EMI Network Card Offline?

You can apply for an EMI Network Card when you purchase electronics, gadgets, and lifestyle products from any of our partner stores like Vijay sales, Ezone, Croma etc when you purchase on easy EMIs. You can reach out to our in-store representative for assistance.

To apply Bajaj Finserv EMI Network card offline. Just follow below steps for offline application-

  1. Go to any of the Bajaj Finserv EMI Network partner stores.
  2. Fill the Bajaj Finserv EMI Network card application form.
  3. Submit your KYC documents.

Eligibility Criteria to Apply for Bajaj Finserv EMI Network Card

  • The eligibility criteria to apply for a Bajaj Finserv EMI Network Card is:
  • You should be between 21 to 60 years of age.
  • You must have a regular source of income.

How to Get Bajaj Finserv EMI Network Card?

1. Walk into any of our partner stores.
2. Select the product you want to purchase.
3. Submit some basic documents.
4. Get your EMI Network Card in your Bajaj Finserv Wallet app.

Where can I use Bajaj Finserv EMI Network Card?

You can use the Bajaj Finserv EMI Network Card online to shop for all your favourite products on easy EMIs. You can also shop for the latest launches of smartphones, tablets, laptops, TVs, home entertainment systems, speakers, cameras, and more on the EMI store. You can also shop for the best home appliances such as fridges, ACs, washing machines, air coolers, water purifiers, inverters, fitness equipment, travel fashion oand more! Just use the Bajaj Finserv EMI Network Card online or at an offline partner to avail exclusive deals and offers on all these and much more.

Note: The Bajaj Finserv EMI Card is now called Bajaj Finserv EMI Network Card.

Bajaj Finserv EMI Network Card Applying Fees & Charges

Rs. 117 (inclusive of applicable taxes) Annual fee will only be charged to the EMI Network Card holders who have not availed any loan using the EMI Network Card in the preceding year. The duration of the preceding year is calculated 12 months from last year’s validity month, which is printed on the face of your EMI Network Card.

For example, if your EMI Network Card is issued in the month of February 2019 the date for payment of the annual fee will be February 2020.